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Nowadays, we can make payment without any need to bring cash. Buy online or shopping at your favorite store near home can use debit or credit card. This payment method gives us peace of mind because we no need bring cash money in the pocket. We can protected our money from unauthorized transactions if card stolen or lost. The question is what you prefer to choice, credit or debit card.
If you want avoid unexpected bill at the end of the month that maybe more bigly than money you can earn, you have to considered using Prepaid Debit Cards. No bill to pay, no late fees, no risk of going into debt. It is completely your money, not loan from banks. You can explore another benefit of debit card from NetSpend.com, and apply one there.
NetSpend offers you convenience whenever you want to make a payment. As long as the merchant accepts Master or Visa, your card is applicable. If you need cash, just go to ATMs worldwide, take your cash using NetSpend card.
NetSpend not only accept U.S. citizens, they also accept non-U.S. citizens. You even can get some money if tell our friends and family about NetSpend Visa Card. Right after they activate the card, you earn $5 and they earn $5.
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AccountNow says,
I think you should be more clear on “no bill to pay” because prepaid debit cards do incur charges. There is usually an activation fee and a small monthly charge to maintain the prepaid account. These cards are usually for people who either cannot get a checking account because of problems with their credit/ bank history or for those who just choose not to use a bank to store their money. Prepaid debit cards offer a similar experience as a bank, but are a lot more easier to get because you only spend the money you add to the account.
As far as Netspend, they are a leading card, but I would suggest AccountNow prepaid debit card over them because of the extra features they offer. AccountNow may not have the savings account like Netspend (which is nice), but they have a short-term loan option, a free credit building program, and they don’t charge for their online bill pay.
I like that you mentioned the referral program from Netspend. It seems like a lot of companies are doing this lately to entice business. Rushcard has something like this but only the referrer gets money I think. AccountNow has a referral program like Netspend but the amount is higher, I believe it is $20 to the referrer and $10 to the referral.